📝 Civil Suit for Recovery of Money

 📝 Civil Suit for Recovery of Money

(Under Order VII Rule 1 of the Code of Civil Procedure, 1908)

IN THE COURT OF THE CIVIL JUDGE, [District Court Name]

Civil Suit No. ___ of 20__

IN THE MATTER OF:
[Your Client’s Full Name],
S/o/D/o/W/o [Father’s/Mother’s/Husband’s Name],
Residing at: [Complete Address],
[Occupation],
... Plaintiff

VERSUS

[Debtor’s Full Name],
S/o/D/o/W/o [Father’s/Mother’s/Husband’s Name],
Residing at: [Complete Address],
[Occupation],
... Defendant

SUIT FOR RECOVERY OF MONEY

The Plaintiff respectfully submits as under:

1. That the Plaintiff is a resident of [City, State] and is engaged in the business/profession of [brief description]. The Plaintiff is well known and has good financial and social standing.

2. That the Defendant is also a resident of [City, State] and known to the Plaintiff for the past several years. On the basis of trust and mutual understanding, the Plaintiff had given a sum of ₹[Amount in figures] (₹[Amount in words]) to the Defendant on [Date] as a friendly loan/advance/business transaction.

3. That the said amount was given through [Cash/Cheque/Bank Transfer] bearing transaction ID/Cheque No. [details], drawn on [Bank Name].

4. That the Defendant had assured and promised to repay the said loan within a period of [time period], but has miserably failed to do so. Despite repeated oral and written requests made by the Plaintiff, the Defendant has neither responded nor returned the amount.

5. That on several occasions, including but not limited to [mention dates], the Plaintiff approached the Defendant for repayment. However, the Defendant kept delaying the repayment on one pretext or another.

6. That the cause of action first arose on [initial date of loan], and continued thereafter on each date the demand for repayment was made, and lastly on [last demand date], when the Defendant finally refused to make the payment.

7. That due to the deliberate default and non-payment of dues by the Defendant, the Plaintiff has suffered financial loss, mental agony, and distress.

8. That the Defendant is liable to repay the principal sum of ₹[Amount] along with interest at the rate of [10%/12%/18%] per annum from the date of loan till the date of actual payment.

9. That the total amount due and payable by the Defendant is as follows:

Particulars	Amount (in ₹)
Principal Loan Amount	[amount]
Interest @ __% p.a.	[amount]
Legal Notice Charges	[amount]
Miscellaneous Expenses	[amount]
Total	[amount]

10. That the Plaintiff had also issued a Legal Notice dated [Date] to the Defendant through his advocate, which was duly served on [Date of Service], but the Defendant did not respond or make any payment.

11. That the present suit is being filed within limitation as per Article [relevant] of the Limitation Act, 1963.

12. That the Plaintiff is entitled to costs of the suit, interest pendent lite and future interest at the rate of [12% or other appropriate rate] per annum till final realization.

13. That the cause of action arose within the jurisdiction of this Hon’ble Court, and hence, this court has the jurisdiction to try and decide the present suit.

PRAYER

It is, therefore, most respectfully prayed that this Hon’ble Court may graciously be pleased to:

a) Pass a decree in favour of the Plaintiff and against the Defendant for recovery of ₹[Amount] along with interest @ [rate]% p.a. from [start date] till realization;
b) Award cost of the present suit to the Plaintiff;
c) Grant such other and further reliefs as this Hon’ble Court may deem fit and proper in the facts and circumstances of the case.

Place: [City]
Date: [DD/MM/YYYY]

[Plaintiff’s Signature]
[Name]
[Phone/Email]

Verification

I, [Plaintiff’s Name], the above-named Plaintiff, do hereby verify that the contents of paragraphs 1 to 13 are true and correct to my knowledge and belief and nothing material has been concealed therefrom.

Verified at [City] on this ___ day of [Month], 20__.

[Plaintiff’s Signature]

VAKALATNAMA

I, the above-named Plaintiff, hereby appoint [Advocate’s Name], Advocate, to represent me in the above matter. I empower him to take all necessary steps, file documents, engage counsel, and do all acts necessary on my behalf.

Date:
Signature of Plaintiff

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